Stick with me here, friends- this may be a long one, but we're gonna get a little crazy and start something new here. I'd really love to start a dialogue and get your 2 cents on the topic.
(Heh Heh, get it? Cents? Money? Carry on.)
So there's a pretty big side to me that I have never written about on here before.
I have a serious, deep down, honest-to-goodness passion for personal finance.
I can spend hours on end analyzing spending patterns, retooling budgets, tweaking spreadsheets. Probably 50% of the books I own, and 95% of the books I actually read, are on the topic of personal finance. I'm sure some part of this comes from the fact that I'm a financial analyst by trade, but it goes way deeper than that.
Finance -money, really- can be this big, mysterious, overwhelming thing at times... Especially when you don't have any, or feel like you don't know what to do with it or don't have control over what money you do have.
I think that our generation really got short-changed in the financial education department. How many of you out there had classes in personal finance in high school? Learned about the perils of credit card debt? Knew what an amortization schedule was? Forget learning how to balance a checkbook- how many of you out there even use checks on a regular basis?
I think that most of us learned how to manage money by seeing the way our parents did- which could be a good thing or a bad thing, something you'd like to emulate or something you're trying to avoid at all costs.
After some great financial discussions with my Twitter friends today, I realized that on some level or another we're *all* trying to get this whole personal finance thing figured out. Maybe your big New Years resolution is to spend less and save more, maybe you're wondering if you should start saving for retirement already, or maybe you just want to start this whole personal finance thing from the beginning and figure out the answer to the "what the heck am I supposed to do with my money?!?!" question from square one.
I've decided to finally bring my passion for all things personal finance on to this little blog of mine. I'm going to start sharing with you some of the tips, tricks, gems, and major errors I've encountered along the way... I'm not a professional wealth manager or personal financial planner, remember... Just a girl with passion and a paycheck, some debt and some lofty goals, trying to set up a strong financial future.
I look forward to sharing with you, hearing from you, and having you along for the ride!